If you plan to invest in home or property, you must have basic knowledge in home insurance basics or you should know how to choose the right home insurance. Home insurance is undisputedly the best way to keep your house and valuables covered and secure for a long period of time.
Before applying for Home Insurance, you should read up some Home Insurance FAQs that can provide loads of home insurance information. It not only provides you peace of mind but also secures your property from future financing loss if any, due to a number of reasons.
1.The 10 Sections includeBasic Policy (Fire Coverage) has two subsections- one covers the building and the other its contents against damage from fire and allied perils, specifically structural and other damage from fire, lightning, riots, explosion of gas in domestic appliances, riots and natural calamities such as floods and earthquakes. This policy excludes jewellery and valuables
2.Cover for loss/damage due to Burglary excluding jewellery, gold and silver articles, securities, cash-and televisions and bicycles which are covered under other sections.
3.Cover for 'all risks' against loss or damage to jewellery and valuables
4.Cover for damage or loss to fragile items like glass ware including plate, glass etc.
5.Cover for accidental breakdown of electrical, electronic and mechanical gadgets like refrigerators, air-conditioners, microwave ovens, washing machines or motor pumps
6.Cover for loss / damage to television sets, VCDs/VCRs/VCPs and computers against all types of risk-fires and allied perils, theft and accidental breakdown.
7.Cover for loss or damage to a bicycle
8.Cover for loss of or damage to baggage while you are travelling in India
9.Cover for personal accident
10.Covers your legal liability to a third party for personal injury or property damage
Besides the House holder's Insurance policy, there is also an exclusive Fire Policy for covering the building and contents against the perils of fire, lightening, floods, earthquake, storm etc. This policy can be taken for a period of five or ten years. The longer is the term of the policy, the more is the discount on premium.
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Before applying for Home Insurance, you should read up some Home Insurance FAQs that can provide loads of home insurance information. It not only provides you peace of mind but also secures your property from future financing loss if any, due to a number of reasons.
1.The 10 Sections includeBasic Policy (Fire Coverage) has two subsections- one covers the building and the other its contents against damage from fire and allied perils, specifically structural and other damage from fire, lightning, riots, explosion of gas in domestic appliances, riots and natural calamities such as floods and earthquakes. This policy excludes jewellery and valuables
2.Cover for loss/damage due to Burglary excluding jewellery, gold and silver articles, securities, cash-and televisions and bicycles which are covered under other sections.
3.Cover for 'all risks' against loss or damage to jewellery and valuables
4.Cover for damage or loss to fragile items like glass ware including plate, glass etc.
5.Cover for accidental breakdown of electrical, electronic and mechanical gadgets like refrigerators, air-conditioners, microwave ovens, washing machines or motor pumps
6.Cover for loss / damage to television sets, VCDs/VCRs/VCPs and computers against all types of risk-fires and allied perils, theft and accidental breakdown.
7.Cover for loss or damage to a bicycle
8.Cover for loss of or damage to baggage while you are travelling in India
9.Cover for personal accident
10.Covers your legal liability to a third party for personal injury or property damage
Besides the House holder's Insurance policy, there is also an exclusive Fire Policy for covering the building and contents against the perils of fire, lightening, floods, earthquake, storm etc. This policy can be taken for a period of five or ten years. The longer is the term of the policy, the more is the discount on premium.
http://www.jaipurpropertyclub.com
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The longer is the term of the policy, the more is the discount on premium.
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