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Tuesday, October 12, 2010

Living Room - Make it alive

Modern sofas, modern sectional sofas, dinette area tables – all of these units you see in stores usually look somewhat alike to what your neighbors have. But modern wall unit gives you an opportunity to create something really eye catching, nice, unique and futuristic piece of modern furniture.

These days, plenty of colors and finishes are used for modern wall units . Lacquer, wood veneer…. I especially like black / white, black / red lacquered color combinations; however, even though white color looks nice, be very careful with it. The color of your wall might spoil the effect (means if your wall is painted in white, beige or of white then white wall unit will blend in and you won’t have that contrast effect you’ve been looking for).Please…. Do not try to make your modern wall unit spacey and useful at the same time…. It won’t work… there are lots of closets in your house so do not kill the look, make it simple, low to the ground, open and airy.

Modern Dining or Dinette area… Wrong choice here could kill your entire job of creating your modern living room. Dinette table and chairs, even if you choose a modern ones, still looks heavy and attracts too much attention to itself, taking it all away from the rest of your beautifully created ensemble. To solve this problem and not to kill all previously done work, I would recommend selecting a console table, either in wenge finish or glass. One side of it usually gets permanently attached to the wall. The other side has nice modern chrome legs. These consoles are usually hard to find but they can be custom made easily (and mostly not expensive).

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Monday, October 11, 2010

Benefits of your own House

It's cheaper to buy a house than rent one. Living in a rented house is not easy because one should follow the rules made by the landlords. Many landlords will also interfere in the personal life of their tenants. But if you buy house you can live with your own conditions.

Buy house from a big builder is not always gives you the profit, it doesn’t matter whether the builder is big or small, some of them are only here for making money, they don’t bother about the loss of others they always try to make benefit for themselves by hook or by crook. So it’s better to aware yourself by asking from your friends or relatives and the best way is to take the aid of internet. Doing proper research is necessary for the buyer before investing the hard money in buying house.


Thursday, October 7, 2010

Value of your property


Applying for a home loan before deciding on the property may bring nasty surprises later. Also, the banks incline more to the consumers who has finalize the property as it gives them a scope to start their evaluation and technical process. The amount of home loan looses its significance if valuation of the property is different from the bank’s valuation. However, a number of property developers have tie-ups with banks today. So, one can get the fast home loan as the projects are already pre-approved by HFCs.
Your checklist differs in case of the loan for second hand homes. The pointers for the concerned will include:

  • Will the property be acceptable to the lender?
  • Can you show all the documents and No Objection Certificates required by the bank in the same format?
  • Will you bank agree on to evaluate before you pay the processing fee?
  • Do you accept the valuation done by the bank?
  • Will an amenities agreement (if any) affect your loan eligibility?
  • If the property is under construction, check if the property developer and the stage of construction are acceptable to your bank?